Move your business forward with an interest-earning account at Citizens Bank.

We offer our commercial clients a range of checking, savings, and money market accounts as well as CDs with competitive interest rates to maximize earnings on cash reserves. With our convenient digital banking for both desktop and mobile, business operators can oversee their accounts from the office or on the go. Plus, our friendly local experts are always ready to lend a helping hand.

Open an Account Online in Minutes

Whether you’re a new or existing business customer, it’s easy to open an interest-bearing account online. Or, feel free to stop by a nearby branch and speak to one of our team members.

Checking & Savings

Please scroll to the left to see the table


MINIMUM BALANCE APY*
Business Money Fund & Business Sweep $500,000+ 3.75%

$250,000 - $499,999.99 3.30%

$100,000 - $249,999.99 3.30%

$50,000 - $99,999.99 2.00%

$25,000 - $49,999.99 1.50%

$10,000 - $24,999.99 1.00%

$2,500 - $9,999.99 0.50%

$0 - $2,499.99
0.00%



Business Interest Checking $50,000+
0.33%

$25,000 - $49,999.99
0.28%

$10,000 - $24,999.99
0.23%

$5,000 - $9,999.99
0.13%

$0 - $4,999.99
0.00%



Business Savings $100 0.30%

*Annual Percentage Yield (APY) effective November 1, 2024. Fees May Reduce Earnings. Rates are variable and subject to change.