Let us help you plan for the future.

No matter what your next big financial goal is, these free and easy-to-use online calculators can help you start off on the right foot. You can compare loans, figure out when you’ll pay off your car, learn how much of a mortgage you can afford, determine how much money you need to save for retirement, see the impact of your interest-earning savings accounts, and more.

These calculators are for informational purposes only and may not reflect terms of products offered by Citizens Bank.



1. On the login page, select "Forgot Password."

2. Review the disclosure, check "I agree", and click continue.

3. Enter your existing Bank-By-Net username. Verify your identity by following the prompts. When asked for an account number, use any complete Citizens Bank account number. If you don't have or can't remember your account number, call us at the number below and we can help.

4. Choose your preferred method to receive a temporary passcode and click continue.

5. Enter the one-time passcode you received and select verify.

6. Create a new password that meets security requirements. From here, you will complete your login process and view your accounts.